Category: Buying A Car

How Some Car Loans Trap Buyers in Debt

7/19/2026

Buying a car is an important step toward stability. Paperwork moves quickly after the numbers are presented on a screen, and you ask yourself if you can afford the monthly payment. For many buyers, the financial terms of the loan remain hidden until it is already too late. Investigations into the auto lending market have revealed a troubling pattern where certain lenders and dealerships structure deals that leave consumers owing far more than the vehicle is actually worth.

When the Loan Is Larger Than the Car’s Value

When a working parent who needed transportation for her job and other responsibilities went to buy a used 2014 Dodge Durango, the dealership required $2,000 down and monthly payments of $670 for five and a half years. At first, the numbers seemed manageable, but over time, the full cost became clear. When she checked the vehicle’s market value, she found that the Kelley Blue Book value for her Durango was somewhere between $6,000 and $13,000. This was a huge contrast to the total amount owed on the loan, which, including interest, reached $46,000.

This type of deal is known as an underwater auto loan, meaning the borrower owes much more than the car is worth from the very beginning. When mechanical problems start or financial hardship strikes, the consumer is still responsible for the inflated balance even if the vehicle isn’t usable anymore.

The Role of Subprime Auto Lending

Some predatory lenders specialize in financing buyers who have lower credit scores or limited borrowing options. One large lender, Credit Acceptance Corporation, works with more than 12,000 used car dealers across the country. Financial counselors who assist struggling borrowers report seeing these loans repeatedly on consumer credit reports.

Subprime lending is not automatically unlawful, and there are many drivers who rely on it when traditional lenders decline their applications. Problems start to come up when the loan terms are designed to generate excessive profit.

According to internal documents reviewed in a federal investigation, the company used algorithms that estimated how much revenue could be generated from each loan. Those projections included payments, late fees, repossession charges, and collections. In fact, the company expected nearly 40% of the loans they issued to fail, yet continued issuing them.

Inflated Vehicle Prices and Hidden Costs

The pricing structure of these deals usually starts at the dealership. When lenders pay dealers less for the vehicle upfront, dealers, in turn, increase the vehicle price so they can try to make up the difference. Sometimes, vehicles financed through certain lenders get marked up about 40% higher than the typical used car price. That markup allows the lender and dealer to recover costs through the loan while shifting the financial risk onto the buyer. If the borrower falls behind on payments, the lender can repossess the vehicle, sell it again, and potentially repeat the process with another borrower.

Protecting Yourself as a Car Buyer

Auto loans now make up $1.6 trillion in consumer debt in the United States, and the average new car payment has climbed to about $750 per month. So, it’s more important than ever to compare the vehicle’s market value and review the costs of the loan. Independent financing through a credit union or bank may also provide a clearer picture of fair loan terms.

If you believe you were misled about the price of a vehicle, the structure of the loan, or the condition of the car itself, consumer protection laws may apply. Steven Moskos works with South Carolina drivers facing unfair auto sales practices. Contact us so we can review your contract, explain your legal options, and help you determine the next step forward.

Back to the Shop Again? What Some 2025 Ford Explorer Owners Are Dealing With

5/26/2026

A brand new SUV should not need weekly service appointments. Yet some 2025 Ford Explorer owners find themselves on a first-name basis with their dealership’s repair shop. The same problems keep coming back. The frustration builds with each visit.

South Carolina lemon Law sets clear eligibility rules

South Carolina law protects buyers who receive defective vehicles. But not every car qualifies. The owner must have purchased the vehicle new from a dealer in the state of South Carolina. The car also needs a current SC registration. One more requirement: A claim for the vehicle’s must be brought within three years from the date of purchase. A 2025 model fits well within this window.

A SC Lemon Law claim requires a substantial defect. That means a substantial defect or condition affecting the vehicle’s safety, use, or value. A misaligned trim piece probably will not qualify. But brake failure? Complete electrical shutdowns at highway speeds? Those trigger protection.

The manufacturer must be given a reasonable opportunity to repair the vehicle. This occurs when there have been three or more repair attempts for the same issue or the vehicle has spent more than 30 total days in the shop.

What Federal Data Reveals About This Model

The National Highway Traffic Safety Administration maintains a database of consumer complaints. For the 2025 Ford Explorer, the reports paint a concerning picture. Multiple owners describe sudden brake failure. The pedal goes hard. The SUV does not respond. One driver narrowly avoided crashing into the car ahead.

Car complaints also highlight electrical nightmares. Screens go black without warning. Warning lights flash randomly. One owner lost their entire instrument cluster mid-drive. No speedometer. No fuel reading. No idea what the engine was doing.

Consumer Reports placed this model on its “10 SUVs to Avoid” list. The predicted reliability score landed at 1 out of 5. That ranking places the Ford Explorer among the worst cars for long-term dependability.

safety recalls add to owner headaches

NHTSA recall 25S35 addresses a serious transmission defect. The powertrain control module may reset while the vehicle moves. This action can disable the Park function entirely. The SUV may roll away even when the driver shifts into Park and removes the key. For SC families, that creates a real danger.

Ford issued at least nine separate recalls for the 2025 Explorer as of early 2026. Each recall means another dealership visit. Another day without the vehicle. Another stack of paperwork.

when to contact steve moskos

Each repair attempt matters under SC Lemon Law. Even when the service writer says “we cannot replicate the problem,” that visit still counts toward the three-attempt threshold. Keep every repair order. Write down each service date. Document every conversation with the dealership.

Steven Moskos helps SC consumers pursue Lemon Law claims. Read about auto fraud cases involving undisclosed vehicle damage. Or check the consumer law overview for additional protections.

Do not wait for the warranty to expire. Contact us today and let us help you navigate the SC Lemon Law.

Is the 2025 Toyota RAV4 Experiencing More Issues Than Expected?

5/21/2026

The 2025 Toyota RAV4 arrived with considerable fanfare. Buyers expected the same reliability that has defined this nameplate for decades. But something unexpected is happening. Owner complaints are increasing faster than anyone anticipated. From blank dashboards to exploding sunroofs, the evidence suggests this model year may belong on any honest list of the worst cars for long-term dependability.

What owners are reporting

Real consumer complaints filed with the National Highway Traffic Safety Administration paint a troubling picture. Car complaints about the 2025 Toyota RAV4 cluster around three specific problem areas.

Electrical system failures top the list. The instrument panel frequently goes black during startup. This means no speedometer. No brake warnings. No tire pressure alerts. The fix requires charging for three to four hours before every single drive. Toyota issued a formal recall affecting over 590,000 vehicles for this exact software defect.

Structural defects have also surfaced. Multiple owners report their panoramic sunroof shattering spontaneously. One driver described hearing an explosion while traveling at 75 miles per hour. The sunroof was closed. No other vehicles were nearby. No overpasses or trees overhead. The glass simply exploded. Other owners report early rust formation on new vehicles. Dealerships have allegedly proposed painting over the rust rather than investigating the underlying cause.

South Carolina Lemon Law Eligibility

Here is what every South Carolina owner needs to understand. The SC lemon law applies only to new vehicles purchased in this state. The vehicle must currently be registered in South Carolina. The defect must appear within the warranty term. The law covers defects that substantially impair the vehicle’s use, market value, or safety.

The manufacturer gets a reasonable number of attempts to fix the problem. South Carolina law presumes reasonableness at three repair attempts for the same defect or thirty total days out of service. These do not need to be consecutive days. A vehicle that sits at the dealership waiting for parts counts toward that thirty-day total.

why these defects matter under the law

A blank instrument panel that hides your speed is a safety hazard. Toyota itself acknowledged this risk in the recall documentation. The company stated that failure to display critical information can increase the risk of a crash or injury. That admission is powerful evidence in a Lemon Law claim. A spontaneously exploding sunroof also creates obvious safety concerns. Both defects substantially impair the vehicle’s value and safe operation.

If your 2025 Toyota RAV4 has been to the dealer three times for the same electrical failure, or if it has been out of service for thirty or more cumulative days, you likely have a valid claim under the SC Lemon Law. This applies regardless of what the dealership tells you about waiting for parts or software updates.

Steve Moskos handles exactly these types of claims. He understands the specific requirements of the SC Lemon Law and how to document car complaints effectively. Contact us today to determine if your car qualifies and what your next steps should be.

Illegal Vehicle Repossessions and Military Protections: What Car Buyers Should Know

4/7/2026

When you finance a vehicle, you expect the lender and dealership to follow the law if something goes wrong with the loan before taking the vehicle back. A recent federal enforcement case involving CarMax, the largest used car retailer in the United States, highlights why these protections matter and what can happen when lenders fail to follow them.

A DOJ Settlement Over Repossessed Vehicles

In February 2026, CarMax agreed to pay nearly $500,000 to resolve allegations that vehicles were unlawfully repossessed from military service members. This is happening because they repossessed vehicles belonging to at least 28 service members between March 2018 and October 2023 while those individuals were on active duty or had been called to military service. Under the settlement, the company will pay at least $15,000 to each affected service member, totaling $420,000 in compensation, along with a $79,380 civil penalty to the federal government.

The Servicemembers Civil Relief Act and Vehicle Repossessions

The Servicemembers Civil Relief Act (SCRA) is a federal law, and it has protections for active-duty military in respect to financial and legal actions when they are serving. Within those provisions, there is a rule that applies directly to vehicle loans. If a service member finances a vehicle before entering active duty and later falls behind on payments while serving, a lender must obtain a court order before repossessing the vehicle. This requirement exists because military duties can sometimes prevent service members from responding quickly to financial disputes or legal actions.

According to the Department of Justice, the repossessions in the CarMax case occurred without obtaining the required court approval. In some situations, service members had already informed the company about their military status before the repossession took place.

Why These Protections Matter

Losing a vehicle can create serious disruptions for military families. Transportation is often essential for daily responsibilities such as commuting to work, getting children to school, or managing deployments and relocations.

Wrongful repossession can also cause long-term financial consequences. Once a vehicle is repossessed, lenders typically report that negative information to credit bureaus, which makes it much harder for service members to qualify for housing, loans, or future vehicle purchases.

Required Changes Under the Settlement

The settlement with CarMax also requires the company to make operational changes designed to prevent future violations. These measures include enhanced screening procedures to verify whether a customer is in military service, improved employee training on SCRA protections, and compliance monitoring under federal oversight. They also need to assist the affected service members by addressing credit reporting issues linked to the repossessions. CarMax has stated that the settlement does not constitute an admission of wrongdoing but says it has strengthened its internal processes to better identify and protect military customers.

Consumer Protections Still Matter for All Car Buyers

While the SCRA specifically protects service members, the case highlights a broader issue in the auto finance market. Vehicle repossessions, financing disputes, and loan terms can have lasting financial consequences for buyers across the country. Thousands of vehicles are repossessed each year, and misunderstandings about loan terms or lender obligations can quickly escalate into serious legal disputes. When lenders or dealerships fail to follow the law, consumers may have legal options to challenge those actions.

Steven Moskos works with South Carolina drivers facing disputes involving vehicle financing, repossessions, and Lemon Law claims. If you believe a dealership or lender violated your rights during the purchase or financing of a vehicle, contact us so you can better understand what steps may be available to protect you.

Worst Cars to Buy: 2025 Hyundai Tucson SUV

1/31/2026

Drivers want a new vehicle that delivers on the promise of reliability and safety when they leave the dealership, but that doesn’t seem to be the case for the 2025 Hyundai Tucson SUV. Consumer complaints keep stacking up, and a mix of braking issues, faulty electrical alerts, and safety system problems has created frustration for once excited owners. With multiple federal recalls now on file, drivers are beginning to question the reliability of this year’s model. If your new vehicle is one of those affected, you may have legal options under South Carolina’s Lemon Law.

Tucson SUV Car Complaints

Over 100 car complaints have already been filed with the NHTSA by drivers who are concerned about their 2025 Tucson. The issues vary, but several patterns have emerged across safety, drivability, and electrical systems.

Brake and Acceleration Irregularities

Some drivers report sluggish brake response or an uneven feel when stopping at intersections. Others describe a lurching sensation or inconsistent deceleration, primarily when moving at low speeds.

Unintended Shifting and Rollaway Concerns

Another major issue for the 2025 Hyundai Tucson is that it shifts out of Park too easily. This happens without the brake pedal being applied. In a few cases, this led to the vehicle rolling unexpectedly while parked.

Dashboard Alerts and Sensor Errors

There have been car complaints of false safety warnings tied to seat belt sensors and forward collision alerts. In some cases, drivers noted flashing alerts or chimes with no visible cause and no way to disable them.

Recall Details

Hyundai has issued four federal recalls for the 2025 Tucson SUV. The most serious involves side curtain airbags that may not have been properly installed. In a crash, the airbags could fail to deploy, increasing the risk of injury.

Another recall addresses improperly tightened engine bolts, which could lead to loss of drive power or an oil leak, raising the risk of a fire. A third recall focuses on transmission wiring that allows the SUV to shift out of Park without the brake, raising the possibility of a rollaway. Finally, Hyundai also issued a recall for missing glove box air bag warning labels, which brings the vehicle out of compliance with federal safety standards.

Your Legal Options Under SC Lemon Law

If your Tucson has been in the shop repeatedly, it may qualify as a lemon under South Carolina law. You have the right to expect that a new vehicle performs safely and reliably. You don’t have to live with the ongoing safety risks associated with the new Tucson you purchased and registered in South Carolina in the last three years. If your 2025 Hyundai Tucson is one of the vehicles affected, contact Steve Moskos today to find out whether you qualify for protection under South Carolina Lemon Law. We will review your case and help you move forward.

How to Spot Add-On Fees at Your Dealership

11/2/2025

Buying a car should come with clarity. Traditionally, when you go into a dealership, you negotiate a price, agree to the terms, and drive off knowing what you paid for. Unfortunately, some dealerships have a different approach. Hidden add-on fees have become a common tactic, and when those fees are misrepresented or tacked on without consent, it crosses the line into consumer fraud.

The Most Common Add-On Tactics

You should keep in mind that some fees are legitimate. State taxes, title, and registration costs, and even reasonable documentation fees are all standard in South Carolina. What’s not standard are unnecessary protection packages, vague “delivery fees,” or inflated service charges that don’t reflect any actual value when it comes to your newly purchased vehicle. Dealerships have been known to charge hundreds, sometimes thousands for things like:

Nitrogen-filled tires
Paint sealant or environmental protection
VIN etching
Interior protection
Duplicate destination fees
Pre-delivery inspection fees

You may see these charges buried in paperwork or added after you’ve already agreed on a price. Some dealers might try to insist they’re mandatory fees or already installed, and you start to feel pressured to accept them. Others might go a step further into illegal business practices and run your contract through a digital screen that hides line-item breakdowns entirely.

When Add-Ons Become Fraud

The Federal Trade Commission has taken action against dealerships that deceptively added products to contracts that sometimes happen without the buyer ever knowing. In South Carolina, this kind of behavior could potentially violate the state’s consumer protection laws, especially if the dealer:

Fails to explain optional add-ons
Tells you certain fees are required when they’re not
Discriminates in pricing or markup
Uses misleading advertising or paperwork to cover inflated fees

If you’re charged for a service you didn’t ask for, or if the contract doesn’t reflect what was discussed, you may have a legal claim.

How to Protect Yourself

When you start thinking about buying a car, slow the process down. Ask for a full, printed contract rather than a screen with signature fields. Carefully read through each line and ask for explanations of any extra charges. If the dealer refuses to remove unwanted fees, walk away. You are under no obligation to accept a deal that doesn’t match what you agreed to.

You should also get a complete out-the-door price before signing anything. Don’t become hyper-focused on the monthly payment. Look at the total cost, including all taxes and fees, and compare it to your agreed-upon purchase price.

What to Do if You’ve Been Charged Fraudulent Fees

If you’ve already bought a vehicle and it’s only later that you discover the hidden or misleading charges, Steven Moskos can help. Our firm handles consumer fraud cases involving auto dealerships across South Carolina. Contact us to review your contract. We’ll go over what you were charged, explain your legal options, and help you take the next step if the dealership crossed the line.

VinFast’s Shaky U.S. Footing: What SC Buyers Should Know Before Taking the Keys

7/30/2025

Buying a new EV from a rising brand might feel like you’re taking a confident step into the future. However, if you’re considering a VinFast vehicle in South Carolina or if you’ve already bought one, you may want to take a closer look at what’s happening behind the scenes. The Vietnamese EV automaker has started closing stores in Canada, halted plans for a U.S. manufacturing plant in North Carolina, and continues to struggle with recalls and financial instability. If you purchased your vehicle here in South Carolina, these developments could matter more than you think.

A Company Scaling Back and What That Means for You

VinFast launched with some very big promises when it came to their direct-to-consumer model. In just a few years, it opened 10 stores across Canada, began selling in the U.S., and announced a $4 billion plant in North Carolina. Now, half of those Canadian stores are closing, and the U.S. factory has been put on hold. According to the company’s own financial reports, VinFast lost nearly $600 million just in the first quarter of 2023. That’s on top of $2.1 billion in losses the year before.

As of now, there’s a Charlotte-area VinFast location in Fort Mill, SC, but if the trend continues, there’s a possibility that local support could shrink or disappear. That matters if your vehicle develops defects, and you may struggle to get service or parts quickly.

Recalls and Risk: The VF8’s Early Warning Signs

VinFast’s debut in the U.S. market came with serious safety concerns. In May 2023, the National Highway Traffic Safety Administration issued a recall for all 999 VinFast VF8s. The issue involved a software glitch that could cause the dashboard display to go blank while driving. For an EV, where critical information is shown digitally, that’s extremely dangerous.

When you combine a serious safety recall with financial instability and shrinking infrastructure, it raises real concerns about long-term support for your vehicle. If parts become harder to get or the service network thins out, your ownership experience may not be what you were promised.

SC Lemon Law Protections Depend on Where You Buy

South Carolina’s Lemon Law only protects vehicles that are both purchased and registered here. If you buy a VinFast across state lines, those protections will not apply, so you should take that into consideration if the current store closes and you go out of state to purchase your vehicle. Also, if VinFast does end up closing its South Carolina presence, support for your warranty could get a lot more complicated.

You deserve a vehicle that performs as expected, and, when things go wrong, you should be able to rely on service and repairs promised by the manufacturer. If your new VinFast is already showing signs of trouble, or you’re unsure whether your purchase qualifies under Lemon Law, it’s worth getting legal clarity from Steven Moskos. We can help you understand whether it qualifies under the state Lemon Law. Contact us today to discuss your situation and find out what next steps are available.

Facing the Faults of the 2024 Honda Prologue

5/3/2025

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It’s exciting to buy the best technology from a well-known name like Honda. However, if you’ve recently driven off the lot in a 2024 Honda Prologue, and it hasn’t lived up to everything you thought it would be, you’re not alone. Hundreds of other owners have filed consumer complaints that raise questions about whether this model belongs on the growing list of the worst cars of the year.

A Closer Look at the Car Complaints

The 2024 Honda Prologue has over 370 complaints reported to the National Highway Traffic Safety Administration. Many of these issues revolve around systems that affect your safety on the road.

Steering and Suspension Issues

Honda Prologue owners have noticed hearing a loud clicking sound when turning at low speeds. Even after returning to the dealership, some frustrated drivers leave after finding out there is no known fix despite the noise growing louder.

Faulty Collision Avoidance Systems

The Prologue’s Advanced Driver Assistance Systems (ADAS) is another major concern. There have been a lot of issues associated with the back-over prevention and forward collision avoidance. You might have noticed that your car suddenly slams on the brakes for no reason, even when you’re just trying to back out of the driveway. Additionally, drivers are running into circumstances where the emergency braking system activates when there isn’t anything behind the car, causing unpredictable reactions and creating dangerous conditions. Some owners have even said dealership staff acknowledged the issue but could only recommend disabling the safety features entirely.

Electrical Failures and Powertrain Warnings

Screens going out or signals that stop working from electrical blackouts create dangerous conditions when you’re driving down the road. The Prologue’s high-voltage battery system commonly causes these issues, triggers alerts, and reduces acceleration.

Recall Repercussions

One recall has been issued for the 2024 Honda Prologue related to the suspension system, specifically a potential defect in the right front lower control arm that could fracture and lead to a total loss of control. That might sound isolated, but when you consider the large number of noise and electrical related complaints alongside this recall, it’s clear the Prologue is facing more than just early production hiccups.

Your Rights Under the Lemon Law

Under SC Lemon Law, you have the right to get help from a lawyer if your new car has persistent defects. If you’re having issues with your 2024 Honda Prologue, Steven Moskos can help determine whether you qualify under the SC Lemon Law and what legal action you can take.

If your new car is turning into a daily headache, you don’t have to deal with it alone. Contact us today to schedule a consultation and find out how we can help you use South Carolina’s Lemon Law to protect your investment.

Investigating GM’s Latest Model Flaws and Your Rights Under Lemon Law

4/7/2025

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When you go looking for a new vehicle, you probably can’t wait for the advanced features, comfort, and reliability. However, for owners of certain General Motors vehicles, this anticipation has turned into a serious concern. The National Highway Traffic and Safety Administration (NHTSA) has recently initiated a preliminary probe into 877,710 GM vehicles, creating some unease for consumers.

Uncovering the Issue

The investigation is currently targeting popular models of full-sized trucks and SUVs, including the Chevrolet Silverado, GMC Sierra, Chevrolet Tahoe, Chevrolet Suburban, GMC Yukon, and Cadillac Escalade. The model years range from 2019 to 2024, and they are all equipped with the L87 V8 engine. These vehicles are under scrutiny due to alarming reports of engine failures leading to a seizure of the engine or a connecting rod breaking through the engine block when the engine seizes. This increases the likelihood of a serious crash that puts you at risk. To date, the NHTSA has gathered 39 complaints from concerned vehicle owners, each reporting no signs of malfunction before the engine seized, creating an unpredictable defect.

What This Means for Owners

This probe is classified as a preliminary evaluation to determine the extent and severity of the problem. This step helps investigators understand whether a full-scale recall is necessary. General Motors has stated that it will cooperate fully with the NHTSA to resolve the matter efficiently.

The Risks Involved

The potential for sudden engine failure is a significant hazard. Not only does it pose a direct risk to the safety of the vehicle’s occupants, but it also endangers other road users. The abrupt loss of vehicle power, especially on highways, could lead to multi-car accidents with catastrophic outcomes.

Legal Recourse and Lemon Laws

If you purchased one of these GM models in the last three years and have experienced these engine issues, it’s important to know your rights under the South Carolina Lemon Law. This law protects consumers from the burdens of defective vehicles so that your investment is safeguarded. South Carolina’s Lemon Law provides relief if your vehicle has a persistent defect that the dealer cannot fix even after a number of attempts. Given the nature of these engine failures, where there is no forewarning and immediate resolution isn’t always possible, you might be entitled to a replacement or refund.

Secure Your Safety: Contact Us Now for the Best South Carolina Lemon Law Assistance

If you are concerned that your new GM vehicle might be one of the vehicles affected by these engine issues, contact Steve Moskos whose practice focuses on Lemon Law claims and can help you understand your legal rights and options. We are committed to ensuring that you get the help you need. Reach out today, and let us help you find a resolution.

Guarding Against Deceptive Car Sales: Understanding Your Rights in Used Car Purchases

3/11/2025

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When it comes to buying a used car, the road can sometimes lead to unexpected and unwanted detours. A recent case adjudicated in Richland County, South Carolina, gives a good reminder of the illegal practices that can be used on unsuspecting buyers. The case involved Midlands Honda, which was handed a $2.38 million punitive verdict for its failure to disclose the true condition of a vehicle sold at auction.

Recognize the Red Flags

The case centered around a 2003 Honda Civic that was sold as a seemingly intact car but was actually a “clipped” vehicle. “Clipped” refers to a car reconstructed using some very controversial methods after being wrecked. Putting this type of vehicle back on the road creates huge safety risks because of the potential structural weaknesses. Awareness of these types of practices is your first shield against fraud.

DEmand Full Disclosure

Midlands Honda conducted a 159-point inspection certified by Honda, yet the car was sold without any mention of its reconstructed status. Later, when the buyer found out about the damages, the dealership refused a refund, only offering a trade-in deal. Ultimately, the law requires a complete and transparent disclosure of a vehicle’s history before finalizing any purchase. Always ask for a detailed report and verify its accuracy.

Know the Legal Requirements

Our firm represented the Plaintiffs. We were reminded how important it is for buyers to fully understand the laws regarding vehicle sales. The law requires dealerships to inform potential buyers of any significant past damage.The dealership failed in this duty by incorrectly reporting that the vehicle had not been wrecked or reconstructed.

Legal Recourse is Available

The substantial punitive damages award in this case reflects how seriously the state takes these types of fraudulent practices. It serves as a deterrent to other dealerships that might consider deceiving buyers about a vehicle’s condition.

If you find yourself facing a similar situation where the vehicle you’ve purchased has undisclosed or hidden damages, remember you have avenues of recourse. Engaging with a knowledgeable South Carolina consumer law attorney who specializes in lemon laws and auto fraud can get you the help you need so that you aren’t stuck with an unsafe vehicle. We are ready to advocate on your behalf and make sure deceptive sellers are held accountable.

Purchasing a used car should not be a leap into the unknown. By being informed, vigilant, and ready to seek legal help when necessary, you can protect yourself from falling victim to fraudulent car sales practices. If your car purchase takes a wrong turn, contact us to set up an appointment with Steven Moskos and explore your rights under South Carolina's consumer laws.

Troubles of the 2024 GMC Canyon: A Lemon Law Perspective

2/10/2025

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When you decide to purchase a new vehicle, you should walk away thrilled and filled with the anticipation of reliable performance and advanced technology. However, for owners of the 2024 GMC Canyon, this expectation has led to unexpected disappointments and safety concerns too often.

A Closer Look at the Car Complaints

The 2024 GMC Canyon has 164 registered consumer complaints filed with the NHTSA, making it one of the worst cars of 2024. The most common issues have been linked to exterior lighting. These issues compromise the vehicle’s functionality and pose some very serious safety risks when you’re driving.

Exterior Lighting Woes

An overwhelming 158 complaints about the GMC Canyon’s lighting system show the severity of the situation. There are issues ranging from headlights that flicker or fail to those that switch to high beam. These all impact your driving and endanger oncoming traffic. Turn signals that behave erratically mislead other drivers about the vehicle’s intended movements.For example, one consumer complaint noted a situation where the driver’s side headlamp remained stuck on high beam, leading to dangerous encounters with oncoming traffic.

Braking and Steering Concerns

A significant number of complaints have also been made about the vehicle’s braking and steering mechanisms. Many 2024 GMC Canyon drivers have found themselves in a situation where the adaptive cruise control mistakenly applies the brakes or where the vehicle fails to maintain lane integrity. These critical safety features are supposed to improve driver safety and vehicle reliability, but the issues have done the opposite.

Recall Repercussions

Amid these issues, GMC has initiated two recalls affecting the Canyon, addressing defects from the problematic headlights to improperly secured fuel pumps. These recalls show the systemic nature of the defects, which can increase the risk of accidents and injuries.

Your Rights Under Lemon Law

When you live in South Carolina and face ongoing issues with your new GMC Canyon purchased in the last three years, understanding your rights under the state’s Lemon Law is important. Steve Moskos helps protect consumers like you from the continued burden of these defective vehicles. If your 2024 GMC Canyon has repeated, unresolvable issues that impair its use, value, or safety, you may be entitled to compensation or replacement.

Owning a new GMC Canyon should be a rewarding experience, not a source of endless problems. If your vehicle experience has been less than you expect, it might be time to explore your legal options with a SC Lemon lawyer. Contact us today to evaluate your case.

Navigating the Troubles of the 2024 KIA EV9 SUV

1/24/2025

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When you decide to purchase a new car, your expectations are high, especially with the attraction of cutting-edge technology and the latest comforts. However, if you recently purchased the 2024 KIA EV9 SUV, you may have noticed that the reality has been less than ideal. Consumers have reported an array of technical difficulties that raise both safety concerns and questions about reliability. You should understand your rights if you’ve been experiencing these frustrating issues with one of the worst cars of 2024.

A Closer Look at the Car Complaints

Given the concerning 104 registered complaints to the NHTSA, the 2024 KIA EV9 SUV is proving problematic. It is particularly concerning when you take a deeper look at the failures associated with the electrical systems and driver-assist features.

Electrical System Malfunctions
A significant number of consumer complaints, 65 to be exact, are associated with the KIA EV9’s electrical system. Issues range from complete shutdowns of the digital display to malfunctions in charging the vehicles. These issues leave drivers without critical driving data like their speed or battery level. Some owners have even been left stranded without power. One customer reported that the car’s comprehensive screen went blank unexpectedly, disabling essential functions like the parking collision and forward collision warnings.

Braking Concerns
Safety has become a big concern for owners of the KIA EV9, with reported malfunctions in the braking system. There have been multiple instances where the vehicle’s brakes either failed to respond properly or required unusual force to engage, posing a severe risk in traffic situations. These failures compromise your ability to control the vehicle when you need it most.

Recall Repercussions

With these operational flaws, KIA has issued at least 5 recalls involving various components, from the electrical systems to structural issues. One recall addresses an instrument panel that fails to display vehicle information, such as the speedometer and warning lights, increasing the risk of accidents. This action shows a broader concern over the vehicle’s ability to perform safely and reliably.

Your Rights Under Lemon Law

Choosing a new car should be a celebration, but when it turns into a source of frustration, knowing your rights can help you navigate toward a solution. Luckily, as a South Carolina resident, you don’t just have to accept it when you find yourself facing continuing issues with your 2024 KIA EV9 if purchased new in the last three years. If your vehicle exhibits persistent defects, there is recourse available. Under the SC Lemon Law, when the defects in your vehicle impair its use, safety, or value, and attempts at repair have been unsuccessful, you may be entitled to relief. Consult with a Lemon Law attorney, like Steve Moskos, who can guide you through the process and advocate on your behalf.

The 2024 Jeep Wrangler’s Troubling Track Record

12/12/2024

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Choosing a new vehicle like the 2024 Jeep Wrangler comes with expectations of reliability and excitement. Excitement is what you bought it for. However, you might have found that your purchase steered toward a road filled with frustration and unexpected stops at service centers. The growing volume of complaints and the severity of the issues reported cast a shadow over the perceived durability and safety of this iconic off-road vehicle, making it one of the worst cars to purchase in 2024.

A Closer Look at the Car Complaints

With 77 total complaints filed through the NHTSA against the 2024 Jeep Wrangler, this vehicle is becoming known more for its reliability concerns across several critical systems than off-roading fun.

Engine Failures

Engine problems are alarmingly frequent, with 37 reports detailing incidents where the engine failed to perform as expected. Owners have found themselves in situations where the engine has completely shut down while driving on the highway, creating a potential risk for accidents and highlighting reliability issues that can’t be ignored.

Electrical System Malfunctions

The electrical system of the 2024 Jeep Wrangler was the subject of 33 complaints focusing on its inconsistency. Drivers have experienced a total blackout of the vehicle’s dashboard during operation, making essential functions like the speedometer and fuel gauge unusable and compromising the driver’s ability to operate the vehicle safely.

Braking Concerns

Issues with the Wrangler’s brakes have also surfaced, adding another layer of concern for owners. Multiple complaints have been reported about the braking system, including incidents where brakes failed to engage effectively. These braking issues increase the likelihood of accidents and contribute to the growing distrust in the vehicle’s dependability.

Recall Repercussions

The seriousness of these issues doesn’t stop at the consumer complaints, given the 7 total recalls issued for the 2024 Jeep Wrangler. One critical recall was issued concerning the high voltage battery that could fail and cause fire hazards, affecting over 154,000 units. These recalls reflect systemic failures that expose passengers to serious safety risks.

Navigating Your Rights Under SC Lemon Law

If you purchased a 2024 Jeep Wrangler, there are safeguards provided for consumers like you through South Carolina’s Lemon Laws. When you find yourself repeatedly dealing with vehicle repairs and safety concerns, and you’ve purchased your new vehicle in the last three years, South Carolina lemon lawyers like Steven Moskos can help.

You purchased your 2024 Jeep Wrangler for its rugged charm, but the significant number of concerns mean that you should proceed with caution. If you find yourself facing ongoing issues with your new Wrangler, we are ready to help you through the Lemon Law process so that your rights are protected. Don’t hesitate to reach out for a consultation to explore your options and regain the peace of mind you deserve with your vehicle purchase.

Think Twice Before Buying an RV: Navigating Thor’s Challenging Warranty Requirements

11/21/2024

When you go out and purchase your new RV, it should be your first step toward freedom and adventure. However, if you’ve had your eye on a model from Thor, especially their new 2025 lineup, you need to take a few minutes to really understand their warranty conditions. It could complicate your dream journey more than you’d expect. Here’s a closer look at why potential RV buyers should pause and reconsider their choice when it comes to Thor.

Complex Communication Channels
In order to initiate any warranty claim with Thor, you’re going to be faced with a tightly controlled communication process. You won’t find a straightforward way to put in a service request. Instead, Thor requires you to begin with a formal email when you want to file a complaint. That might seem simple, but it’s just the beginning of a very convoluted path that is specifically designed to deter you from making a claim.

Restrictive Repair Attempts
Under Thor’s warranty policy, as an RV owner, you need to prove to them that the exact cause of a defect has failed to be fixed after three attempts or that your RV has spent at least 150 days in repair under warranty conditions. Keep in mind that these three repairs aren’t just for recurring problems—they need to be three failed attempts to fix the exact same underlying cause. On top of that, you need to have scheduled an appointment for that specific repair issue if you want it to count toward the tally. Thor conveniently labels any unscheduled fixes as “goodwill” repairs, and those won’t count toward your warranty claims.

Stringent Legal Prerequisites
Even if you follow all the required steps for a warranty claim to the letter, Thor gives you another hurdle you need to jump over before you can pursue any type of legal action. Every claimant must send a final, detailed written complaint via traditional mail that includes a specific list of information. Emails won’t be accepted. If you miss any detail, Thor has the right to dismiss your claim entirely.

Provable Loss Calculation
If you can make it through all of the other warranty requirements successfully and establish a legitimate claim, Thor’s policy then demands one more piece of documentation. You need to provide a conclusive letter that details your calculated financial losses. The calculation must adhere to an “independently verifiable” formula. If you don’t provide this precise calculation, you won’t get any recovery for damages. This leaves customers in a potential financial bind without any recourse.

Thor’s warranty stipulations appear to be a strategic move to minimize their responsibility and create as many obstacles as possible for consumers who want justice for faulty RVs. Complaints lodged with the Better Business Bureau for similar issues from previous years reflect a consistent pattern. Many report that Thor deflects blame to dealerships and prolongs parts delivery to nearly the entire duration of the warranty.

As an informed buyer, you need to be aware of these warranty pitfalls. If you find yourself trapped by Thor’s stringent policies, remember that you should get counsel from a law firm experienced in lemon laws. Your journey should be about enjoyment and relaxation, not legal battles and lost investments.

The 2024 Mazda CX-90 SUV and SC Lemon Law

10/5/2024

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Investing in a new vehicle like the 2024 Mazda CX-90 SUV should be the start of a fun and safe driving experience. However, you may be facing a rough road filled with mechanical and technical issues, turning your excitement into concern. If you’re noticing persistent problems with your CX-90 in South Carolina, you need to know your rights under the SC Lemon Law to navigate these challenges effectively.

Car Complaints Plaguing the CX-90

The 2024 Mazda CX-90 has already been the subject of 108 consumer complaints, according to NHTSA, making it one of the worst cars to buy in 2024. There are various defects that could compromise safety and performance.

Steering and Brake Failures

One of the most severe malfunctions you may see revolves around the steering and braking systems. One alarming incident involved a complete brake failure at moderate speeds, leading to a collision. These failures risk your safety and pose a serious hazard to other cars on the road.

Engine and Electrical System Issues

The 2024 Mazda CX-90 has also had 22 engine complaints and 18 electrical system issues. These range from sudden loss of power while driving to critical warning alerts about system redundancies, leading to dangerous situations on busy roads.

Forward Collision and Lane Departure Malfunctions

With 38 complaints about faulty forward collision avoidance and eight on lane departure systems, it’s clear that the CX-90’s safety features don’t reliably protect you in the way they are intended. These technologies should prevent accidents, but instead, they contributed to unsafe driving conditions.

Recall Details Impacting Safety

On top of the extremely high number of customer complaints, Mazda has issued six recalls affecting various components of the CX-90. The recalls address unexpected braking, loss of power steering assist, and faulty camera displays. Each of these issues increases your risk of crashes due to systemic safety issues that could have extreme consequences if they aren’t fixed effectively.

Your Rights Under the Lemon Law

South Carolina’s Lemon Law is designed to protect you when your new vehicle doesn’t meet standard performance and safety specifications. If you purchased your new 2024 Mazda CX-90 SUV recently (in the last three years, as required by the Lemon Law) and it is repeatedly failing to perform safely despite reasonable repair attempts, you might qualify for a replacement or refund through the Lemon Law. If you find yourself constantly addressing the same issues with your CX-90, or if Mazda has not provided a permanent fix, it’s time to act.

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A DOJ Settlement Over Repossessed Vehicles

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Tucson SUV Car Complaints

Brake and Acceleration Irregularities

Unintended Shifting and Rollaway Concerns

Dashboard Alerts and Sensor Errors

Recall Details

Your Legal Options Under SC Lemon Law

​The Most Common Add-On Tactics

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​A Company Scaling Back and What That Means for You

​Recalls and Risk: The VF8’s Early Warning Signs

​SC Lemon Law Protections Depend on Where You Buy

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​A Closer Look at the Car Complaints

​Steering and Suspension Issues

Faulty Collision Avoidance Systems

Electrical Failures and Powertrain Warnings

Recall Repercussions

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​Know the Legal Requirements

​Legal Recourse is Available

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​A Closer Look at the Car Complaints

​Engine Failures

​Electrical System Malfunctions

​Braking Concerns

​Recall Repercussions

Navigating Your Rights Under SC Lemon Law

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Car Complaints Plaguing the CX-90

Steering and Brake Failures

Engine and Electrical System Issues

Forward Collision and Lane Departure Malfunctions

Recall Details Impacting Safety

Your Rights Under the Lemon Law

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