credit reporting actions
Mistakes regarding credit reports happen more than you realize. Credit reporting agencies sometimes mix credit reports of people whose names are similar. Sometimes the credit reporting agencies transpose social security numbers putting information on the wrong consumer’s report. Sometimes crooks steal other people’s personal information so they can use that person’s good name to buy things, in essence stealing things under your name. The Fair Credit Reporting Act is designed to protect you from these and other situations. This area of consumer law, however, is very technical and tricky. The claims that are made have to be investigated and developed to the fullest so your credit can be fixed and the damages paid for.
We are not a credit repair organization. We can not make businesses remove legitimate debts or obligations from your credit report. We can, however, help you understand the law, take steps to eliminate wrong information, and help you recover for the loses caused by those who do not follow the law.